четверг, 28 мая 2020 г.

Samsung представил собственную платёжную карту в США






Samsung Electronics America в партнёрстве с технологической компанией SoFi, занимающейся разработками программ для учёта финансов, представляет пластиковую дебетовую карту Samsung Money с функцией кэшбэка и поддержкой бесконтактной оплаты.
На карте Samsung отсутствует номер, дата выпуска, CVV-код и подпись владельца. Всё управление банковской картой осуществляется через мобильное приложение Samsung Pay. Таким образом, если владелец потеряет карту или её украдут, никто не сможет списать с неё деньги.
Заказать карту Samsung Money на территории США можно через приложение только в смартфонах Samsung. Клиент получит карту по почте.
Через мобильное приложение владелец карты сможет узнавать подробную информацию о состоянии счёта и всех проведённых операциях. Счёт банковской карты автоматически привязывается к Samsung Pay. Как и раньше, оплачивать покупки можно будет с помощью смартфона.
Система кэшбэка (возврата определённого процента денег от совершённых покупок) является довольно редкой возможностью на американском рынке. В настоящее время корпорация обещает поддержку более 55.000 партнёрских магазинов и сервисов по программе лояльности от Samsung. Накопив 1000 баллов и больше, владелец карты сможет потратить их на различные товары.
Пока неизвестно, будет ли доступна банковская карта Samsung Money за пределами США, где она запускается с лета текущего года.

Introducing Samsung Money by SoFi: Do More With Your Money

Samsung, SoFi and Mastercard team up to offer a simple and secure way to manage everyday finances—with a no account fee, higher-interest earning cash management account and debit card within Samsung Pay

Samsung Electronics America, Inc., today unveiled Samsung Money by SoFi, a new mobile-first money management experience that brings a cash management account and accompanying Mastercard debit card along with exclusive benefits to Samsung Pay, in partnership with innovative fintech company SoFi. The account is secure, with no account fees and rewards users for saving—earning higher interest relative to the national average of transactional accounts.(1) At a time when people are turning to their technology to take care of essential tasks without leaving home, Samsung Money by SoFi makes it easier for them to manage more of their financial life in the Samsung Pay app.(2)
“Samsung’s goal is to make everyday life better by putting powerful tools in the hands of Galaxy users,” said Sang Ahn, Vice President and GM of Samsung Pay, North America Service Business, Samsung Electronics. “Samsung Money by SoFi is our biggest move yet to help users do more with their money. Samsung Pay is already the most rewarding shopping and payments experience driven by numerous innovations over the years. Now, users can access mobile-first financial services and earn exclusive Samsung benefits. We’re excited to help our users reach their financial dreams by allowing them to spend, save and grow their money and access it easily and securely.”
Launching later this summer, Samsung Money by SoFi marks the beginning of a new partnership between Samsung and SoFi. As leaders in mobile and financial technology, Samsung and SoFi share a vision to make it more convenient for people to take more control of their financial lives.
“At SoFi, we’re committed to helping people achieve financial independence both directly through the SoFi brand, as well as indirectly, through partnering with leading brands like Samsung to help the world get their money right,” said Anthony Noto, CEO of SoFi. “We’re excited to partner with Samsung, a world-class technology company, to help power this next-generation financial experience, while expanding the impact of SoFi exponentially.”

More Convenience, More Control

Now more than ever, people are counting on their technology to help them pay, shop, and manage their finances. At the same time, many people prefer payment methods that can earn interest instead of paying it. Samsung Money by SoFi offers the best of both: no account fees, higher-interest earning, money management experience that combines the convenience of mobile payments and the control of a debit card.
Samsung Money by SoFi puts Galaxy smartphone users in charge of their spending and saving. Users can choose between opening an individual or joint cash management account. What’s more, users enjoy in-network ATM fee reimbursement at more than 55,000 locations in the United States(3).
Setting up an account in the Samsung Pay app will take almost no time at all. The virtual card will appear instantly within Samsung Pay upon approval. And as soon as users receive their physical debit card in the mail, there’s no need to call a 1-800 number; the card is ready to use in a snap—just open Samsung Pay and activate the card with a tap.
To help people manage their finances from anywhere, Samsung Money by SoFi will put essential financial tools at users’ fingertips. With just a tap in the Samsung Pay app, users can check their balance, review past statements, and search transactions. They can flag suspicious activity, pause or restart spending, freeze or unfreeze their card, change their pin, and assign their trusted contact—all without ever having to leave home or call a representative.

Exclusive Benefits & Peace of Mind

To help users make their money go further, Samsung Money by SoFi offers exclusive benefits. Users can enroll in the Samsung Rewards program to earn points for every purchase they make using Samsung Pay.  As an added bonus, loyal Samsung Pay users with 1,000 or more Samsung Rewards Points will be able to redeem their points for cash that will be deposited directly into their Samsung Money by SoFi account.(4)
Samsung, SoFi, and payments technology provider Mastercard are working to deliver consumers added peace of mind. A Samsung Money by SoFi account is FDIC insured for up to $1.5 million (six times that of a normal bank account)5. Samsung Money by SoFi account holders get the benefit of defense-grade security from Samsung Knox. The physical debit card will not display the card number, expiration date, or CVC. Should users need that information, they can easily find it within the “Money” tab of the Samsung Pay app, which is further protected by biometric or PIN authentication. Users assume zero liability should an unauthorized transaction occur.
“We are seeing a seismic shift across the world as consumers move to digital and expect safe and frictionless experiences,” said Jorn Lambert, Executive Vice President, Digital Solutions, Mastercard. “Mastercard’s digital first solutions combined with Samsung Money by SoFi shows how our collective strengths and innovation can deliver this promise of safety, convenience and ubiquity.”

Availability

Samsung Money by SoFi will start to be available to U.S. consumers later this summer. To sign-up for the wait list and get the latest updates about Samsung Money by SoFi, simply go to http://www.samsung.com/us/money.
For more information about Samsung Pay, visit https://www.samsung.com/us/samsung-pay/.

Disclosure

Samsung Money by SoFi® is a cash management account, which is a brokerage product, offered by SoFi Securities LLC. Member FINRA/SIPC. Neither SoFi nor its affiliates are a bank.
The Samsung Money by SoFi card is issued by The Bancorp Bank.

About SoFi

SoFi helps people achieve financial independence to realize their ambitions. Our products for borrowing, saving, spending, investing, and protecting give our more than one million members fast access to tools to get their money right. SoFi membership comes with the key essentials for getting ahead, including career advisors and connection to a thriving community of like-minded, ambitious people. SoFi is also the naming rights partner of SoFi Stadium, future home of the Los Angeles Chargers and the Los Angeles Rams, opening in July 2020. For more information, visit SoFi.com.
About Mastercard (NYSE: MA)
Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all. https://mastercard.com
1 Samsung Money by SoFi will launch with no account fees.  Fees charged will be subject to change at any time as described in the account terms and conditions.
2 Compatible with Samsung Pay-enabled Galaxy smartphones (Galaxy S6 and later) and select Galaxy wearable devices. For the full list, see: https://www.samsung.com/us/support/owners/app/samsung-pay
3 SoFi partnered with Allpoint to provide consumers free ATM access at any of the 55,000+ ATMs within the Allpoint network. Consumers will not be charged a fee when using an in-network ATM, however, third party fees incurred when using out-of-network ATMs are not subject to reimbursement.  SoFi’s ATM policies are subject to change at SoFi’s discretion at any time.
4 One-time offer available upon signup for Samsung Money by SoFi. Requires 1,000 or more points (1,000 points = $5).
5 The cash balance in Samsung Money by SoFi cash management accounts is swept to one or more program banks where it earns a variable rate of interest and is eligible for FDIC insurance. FDIC Insurance does not immediately apply. Coverage begins when funds arrive at a program bank. There are currently six banks available to accept these deposits, making customers eligible for up to $1,500,000 of FDIC insurance (six banks, $250,000 per bank). If the number of available banks changes, or user elects not to use, and/or has existing assets at, one or more of the available banks, the actual amount could be lower. For more information on FDIC insurance coverage, please visit www.FDIC.gov. Customers are responsible for monitoring their total assets at each of the Program Banks to determine the extent of available FDIC insurance coverage in accordance with FDIC rules. The deposits in Samsung Money by SoFi or at Program Banks are not covered by SIPC.

Samsung и Visa обнуляют комиссию на переводах в Samsung Pay до 10 августа



Samsung Electronics Russia совместно с платёжной системой Visa объявляют о специальном предложении, в рамках которого все российские пользователи приложения Samsung Pay и держатели карт Visa банков-партнёров смогут осуществлять безопасные денежные переводы без комиссии на любую карту получателя, независимо от его банка-эмитента и платёжной системы, до 10 августа 2020 года включительно.
«Денежные переводы Samsung Pay – это уникальное решение в рамках нашего платёжного сервиса, которое впервые было запущено в России (сентябрь 2018 года). Оно гарантирует высокую безопасность операций и простоту использования. К настоящему моменту более 6,5 миллионов зарегистрированных пользователей приложения в России могут удобно и безопасно отправлять денежные средства с любой карты международных платёжных систем, добавленной в Samsung Pay. В сегодняшней ситуации наше предложение с Visa позволит ещё большему количеству людей воспользоваться преимуществами этого сервиса», – комментирует Ольга Чечёткина, руководитель платёжного сервиса Samsung Pay в Samsung Electronics Russia.
Для перевода без комиссии отправителю достаточно запустить приложение Samsung Pay, проведя снизу вверх по экрану смартфона, выбрать карту Visa и нажать кнопку «Денежные переводы» рядом с её изображением, указать мобильный номер получателя и подтвердить операцию отпечатком пальца или PIN-кодом приложения. При этом получатель может использовать карту любого российского банка любой платёжной системы. Кроме того, статус транзакции можно отслеживать в режиме реального времени и при необходимости отменить перевод, если получатель его ещё не подтвердил.
По окончании периода акции комиссия за перевод будет составлять 0,9% от суммы перевода или минимум 30 рублей (1).
Samsung Pay работает с более чем 110 банками в России и Беларуси, число которых неуклонно растёт. Проверить подключение банка к платёжному сервису можно на сайте: https://www.samsung.com/ru/apps/mobile/samsungpay/partners/.
Операции списания/зачисления денежных средств по картам Mastercard и Visa осуществляются банком ВТБ (ПАО) и процессинговой компанией «Мультикарта».

1. Согласно тарифам Банка ВТБ (ПАО), в том числе в партнёрстве с которым осуществляются операции списания/зачисления денежных средств.

Samsung and Visa zero commissions on money transfers via Samsung Pay

Samsung Electronics Russia together with Visa payment system announces a special offer in which all Russian Samsung Pay users and Visa cardholders of partner banks will be able to make secure money transfers without commission to any recipient card, regardless of its issuing bank and payment system until August 10, 2020 inclusive.
“Samsung Pay Money Transfer is a unique solution within the framework of our payment service, which was first launched in Russia (September 2018). It guarantees high operational safety and ease of use. To date, more than 6.5 million registered users of the application in Russia can conveniently and safely send funds from any card of international payment systems added to Samsung Pay. In today's situation, our joint offer with Visa will allow even more people to take advantage of this service,” commented Olga Chechetkina, head of Samsung's payment service at Samsung Electronics Russia.
To transfer without commission, the sender just needs to launch the Samsung Pay application, swipe up from the bottom of the smartphone screen, select the Visa card and click on the “Money Transfer” button next to its image, indicate the recipient’s mobile number and confirm the operation with a fingerprint or PIN-code of the application. The recipient can use the card of any Russian bank of any payment system. In addition, the transaction status can be monitored in real time and, if necessary, cancel the transfer, if the recipient has not yet confirmed it. After end of the promotion period, the transfer fee will be 0.9% of the transfer amount.
Samsung Pay works with more than 110 banks in Russia and Belarus, the number of which is growing steadily. You can check the bank’s connection to the payment service on the website: https://www.samsung.com/ru/apps/mobile/samsungpay/partners/.
The write-off / crediting operations on Mastercard and Visa cards are carried out by VTB Bank (PJSC) and the processing company Multikarta.