Вслед за Германией платёжный сервис Samsung Pay придёт в Чехию и Словакию

Samsung планирует запуск своего платёжного сервиса в Чехии и Словакии, сообщает портал Živé.sk.

На словацком рынке уже присутствуют Google Pay, Apple Pay, Garmin Pay и Fitbit Pay, поэтому Samsung здесь далеко не новичок. Местные пользователи бесконтактных мобильных платежей особенно ждут подключения носимых устройств серии Samsung Gear S и Galaxy Watch. В чешско-словацком отделении Samsung Electronics подтвердили это намерение, однако не стали комментировать какие-либо детали.

«Мы понимаем, что эта функция важна для многих потребителей и работаем над запуском бесконтактных платежей через наши смарт-часы в Чехии и Словакии. Мы пока не можем назвать точную дату, но наша цель и желание - запустить эту функцию в текущем году», - сказал в интервью Živé.sk Давид Сахула, представитель Samsung в Чехии и Словакии.

В Samsung не уточнили, будут ли их смарт-часы поддерживать Samsung Pay или какой-то другой платёжный сервис. Однако, согласно данным редакции Živé.sk, несколько местных банков уже в течение довольно продолжительного периода тестируют именно Samsung Pay.

В смарт-часах Samsung на безе операционной системы TIZEN поддерживается только Samsung Pay, хотя на смартфонах южнокорейского техногиганта также можно воспользоваться услугами Google Pay. Вполне вероятно, что следуя политике "гармоничной синергии" с Google, руководство Samsung позволит запускать Google Pay и на своих носимых устройствах. Такое предположение Živé.sk делает на фоне слухов о переходе часов следующего поколения Galaxy Watch на операционную платформу WearOS от Google.

Эти возможные изменения вызвали широкий протест среди пользователей смарт-часов Samsung, поскольку WearOS является одной из самых худших и неэффективных на рынке носимых девайсов.

Samsung to launch payment system in Slovakia, Czechia this year

Samsung plans to launch its mobile payment system Samsung Pay this year in Czechia and Slovakia, reports Živé.sk.

The Slovak market already has Google Pay, Apple Pay, Garmin Pay and Fitbit Pay, so Samsung is not a pioneer here. Local contactless mobile payment users are especially looking forward to the connectivity of the Samsung Gear S and Galaxy Watch series wearables. The Czech-Slovak branch of Samsung Electronics confirmed this intention, but did not comment on any details.

“We understand that this feature is important for many consumers and are working to launch contactless payments through our smartwatches in the Czech Republic and Slovakia. We cannot give an exact date yet, but our goal and desire is to launch this feature this year,” David Sahula, Samsung's representative in the Czech Republic and Slovakia, told for Živé.sk's reporter.

Samsung did not specify if its smartwatch will support Samsung Pay or some other payment service. However, according to the editors of Živé.sk, several local banks have been testing Samsung Pay for quite a long time.

Only Samsung Pay is supported in Samsung smartwatches based on the TIZEN operating system meringue, although Google Pay can also be used on the smartphones of the South Korean tech giant. It is likely that, following a policy of "harmonious synergy" with Google, Samsung executives will allow Google Pay to run on its wearable devices. This assumption is made by journalists from Živé.sk against the background of rumors about the transition of the next generation Galaxy Watch from TIZEN to the WearOS operating platform from Google.

These potential changes have sparked widespread opposition among Samsung smartwatch users, as WearOS is one of the worst and underperforming platforms on the market.

Samsung представил собственную платёжную карту в США

Samsung Electronics America в партнёрстве с технологической компанией SoFi, занимающейся разработками программ для учёта финансов, представляет пластиковую дебетовую карту Samsung Money с функцией кэшбэка и поддержкой бесконтактной оплаты.
На карте Samsung отсутствует номер, дата выпуска, CVV-код и подпись владельца. Всё управление банковской картой осуществляется через мобильное приложение Samsung Pay. Таким образом, если владелец потеряет карту или её украдут, никто не сможет списать с неё деньги.
Заказать карту Samsung Money на территории США можно через приложение только в смартфонах Samsung. Клиент получит карту по почте.
Через мобильное приложение владелец карты сможет узнавать подробную информацию о состоянии счёта и всех проведённых операциях. Счёт банковской карты автоматически привязывается к Samsung Pay. Как и раньше, оплачивать покупки можно будет с помощью смартфона.
Система кэшбэка (возврата определённого процента денег от совершённых покупок) является довольно редкой возможностью на американском рынке. В настоящее время корпорация обещает поддержку более 55.000 партнёрских магазинов и сервисов по программе лояльности от Samsung. Накопив 1000 баллов и больше, владелец карты сможет потратить их на различные товары.
Пока неизвестно, будет ли доступна банковская карта Samsung Money за пределами США, где она запускается с лета текущего года.

Introducing Samsung Money by SoFi: Do More With Your Money

Samsung, SoFi and Mastercard team up to offer a simple and secure way to manage everyday finances—with a no account fee, higher-interest earning cash management account and debit card within Samsung Pay

Samsung Electronics America, Inc., today unveiled Samsung Money by SoFi, a new mobile-first money management experience that brings a cash management account and accompanying Mastercard debit card along with exclusive benefits to Samsung Pay, in partnership with innovative fintech company SoFi. The account is secure, with no account fees and rewards users for saving—earning higher interest relative to the national average of transactional accounts.(1) At a time when people are turning to their technology to take care of essential tasks without leaving home, Samsung Money by SoFi makes it easier for them to manage more of their financial life in the Samsung Pay app.(2)
“Samsung’s goal is to make everyday life better by putting powerful tools in the hands of Galaxy users,” said Sang Ahn, Vice President and GM of Samsung Pay, North America Service Business, Samsung Electronics. “Samsung Money by SoFi is our biggest move yet to help users do more with their money. Samsung Pay is already the most rewarding shopping and payments experience driven by numerous innovations over the years. Now, users can access mobile-first financial services and earn exclusive Samsung benefits. We’re excited to help our users reach their financial dreams by allowing them to spend, save and grow their money and access it easily and securely.”
Launching later this summer, Samsung Money by SoFi marks the beginning of a new partnership between Samsung and SoFi. As leaders in mobile and financial technology, Samsung and SoFi share a vision to make it more convenient for people to take more control of their financial lives.
“At SoFi, we’re committed to helping people achieve financial independence both directly through the SoFi brand, as well as indirectly, through partnering with leading brands like Samsung to help the world get their money right,” said Anthony Noto, CEO of SoFi. “We’re excited to partner with Samsung, a world-class technology company, to help power this next-generation financial experience, while expanding the impact of SoFi exponentially.”

More Convenience, More Control

Now more than ever, people are counting on their technology to help them pay, shop, and manage their finances. At the same time, many people prefer payment methods that can earn interest instead of paying it. Samsung Money by SoFi offers the best of both: no account fees, higher-interest earning, money management experience that combines the convenience of mobile payments and the control of a debit card.
Samsung Money by SoFi puts Galaxy smartphone users in charge of their spending and saving. Users can choose between opening an individual or joint cash management account. What’s more, users enjoy in-network ATM fee reimbursement at more than 55,000 locations in the United States(3).
Setting up an account in the Samsung Pay app will take almost no time at all. The virtual card will appear instantly within Samsung Pay upon approval. And as soon as users receive their physical debit card in the mail, there’s no need to call a 1-800 number; the card is ready to use in a snap—just open Samsung Pay and activate the card with a tap.
To help people manage their finances from anywhere, Samsung Money by SoFi will put essential financial tools at users’ fingertips. With just a tap in the Samsung Pay app, users can check their balance, review past statements, and search transactions. They can flag suspicious activity, pause or restart spending, freeze or unfreeze their card, change their pin, and assign their trusted contact—all without ever having to leave home or call a representative.

Exclusive Benefits & Peace of Mind

To help users make their money go further, Samsung Money by SoFi offers exclusive benefits. Users can enroll in the Samsung Rewards program to earn points for every purchase they make using Samsung Pay.  As an added bonus, loyal Samsung Pay users with 1,000 or more Samsung Rewards Points will be able to redeem their points for cash that will be deposited directly into their Samsung Money by SoFi account.(4)
Samsung, SoFi, and payments technology provider Mastercard are working to deliver consumers added peace of mind. A Samsung Money by SoFi account is FDIC insured for up to $1.5 million (six times that of a normal bank account)5. Samsung Money by SoFi account holders get the benefit of defense-grade security from Samsung Knox. The physical debit card will not display the card number, expiration date, or CVC. Should users need that information, they can easily find it within the “Money” tab of the Samsung Pay app, which is further protected by biometric or PIN authentication. Users assume zero liability should an unauthorized transaction occur.
“We are seeing a seismic shift across the world as consumers move to digital and expect safe and frictionless experiences,” said Jorn Lambert, Executive Vice President, Digital Solutions, Mastercard. “Mastercard’s digital first solutions combined with Samsung Money by SoFi shows how our collective strengths and innovation can deliver this promise of safety, convenience and ubiquity.”

Availability

Samsung Money by SoFi will start to be available to U.S. consumers later this summer. To sign-up for the wait list and get the latest updates about Samsung Money by SoFi, simply go to http://www.samsung.com/us/money.
For more information about Samsung Pay, visit https://www.samsung.com/us/samsung-pay/.

Disclosure

Samsung Money by SoFi® is a cash management account, which is a brokerage product, offered by SoFi Securities LLC. Member FINRA/SIPC. Neither SoFi nor its affiliates are a bank.
The Samsung Money by SoFi card is issued by The Bancorp Bank.

About SoFi

SoFi helps people achieve financial independence to realize their ambitions. Our products for borrowing, saving, spending, investing, and protecting give our more than one million members fast access to tools to get their money right. SoFi membership comes with the key essentials for getting ahead, including career advisors and connection to a thriving community of like-minded, ambitious people. SoFi is also the naming rights partner of SoFi Stadium, future home of the Los Angeles Chargers and the Los Angeles Rams, opening in July 2020. For more information, visit SoFi.com.
About Mastercard (NYSE: MA)
Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all. https://mastercard.com
1 Samsung Money by SoFi will launch with no account fees.  Fees charged will be subject to change at any time as described in the account terms and conditions.
2 Compatible with Samsung Pay-enabled Galaxy smartphones (Galaxy S6 and later) and select Galaxy wearable devices. For the full list, see: https://www.samsung.com/us/support/owners/app/samsung-pay
3 SoFi partnered with Allpoint to provide consumers free ATM access at any of the 55,000+ ATMs within the Allpoint network. Consumers will not be charged a fee when using an in-network ATM, however, third party fees incurred when using out-of-network ATMs are not subject to reimbursement.  SoFi’s ATM policies are subject to change at SoFi’s discretion at any time.
4 One-time offer available upon signup for Samsung Money by SoFi. Requires 1,000 or more points (1,000 points = $5).
5 The cash balance in Samsung Money by SoFi cash management accounts is swept to one or more program banks where it earns a variable rate of interest and is eligible for FDIC insurance. FDIC Insurance does not immediately apply. Coverage begins when funds arrive at a program bank. There are currently six banks available to accept these deposits, making customers eligible for up to $1,500,000 of FDIC insurance (six banks, $250,000 per bank). If the number of available banks changes, or user elects not to use, and/or has existing assets at, one or more of the available banks, the actual amount could be lower. For more information on FDIC insurance coverage, please visit www.FDIC.gov. Customers are responsible for monitoring their total assets at each of the Program Banks to determine the extent of available FDIC insurance coverage in accordance with FDIC rules. The deposits in Samsung Money by SoFi or at Program Banks are not covered by SIPC.

Samsung Pay запускает сервис денежных переводов в зарубежные страны

Пользователи Samsung Pay теперь могут переводить деньги через свои мобильные телефоны на зарубежные счета, сэкономив при этом на услугах за тразакции, каковые взимаются при отправке денег за границу обычным способом.
В минувшую среду корпорация Samsung Electronics Co. сообщила, что запускает бэта-версию сервиса зарубежных денежных переводов в своей системе мобильных платежей Samsung Pay в партнёрстве с местными иностранными операторами денежных переводов Hanpass и Sentbe. Бэта-сервис будет доступен в 17 странах, включая США, Китай и Японию. Корпорация планирует постепенно расширять сервис для других стран, а также добавлять новых партнёров.
В Samsung заявили, что корпорации удалось резко сократить плату за услуги по денежным переводам, используя методы предварительного финансирования и объединения. Модель предварительного финансирования относится к соглашению о том, что агент-отправитель хранит определённую денежную сумму у посредника и отправляет деньги на счёт конечного получателя по запросу клиента. Метод пулирования - отправка денег в пул вместо отдельных транзакций. Оба метода не проходят через традиционную зарубежную сеть денежных переводов или посредническое учреждение, что приводит к гораздо более выгодных условиях при зарубежных переводах.
Чтобы отправить деньги за границу, клиенты Samsung Pay могут использовать существующий банковский счёт, а не создавать новый. Услуга денежных переводов будет предлагаться в различных форматах, включая получение наличных у агента и прямой перевод на конкретный счёт.
Запуск услуги денежных переводов через Samsung Pay за рубеж стал возможен после того, как правительство Южной Кореи в декабре 2018 приняло решение пересмотреть валютный акт, чтобы позволить внутренним поставщикам услуг платформ, подобных как Samsung Pay, сотрудничать с иностранными операторами денежных переводов, чтобы предлагать услуги за пределами страны, сообщает портал PulseNews.

Samsung Pay starts overseas remittance service in 17 countries

Samsung Pay users can now wire money intentionally through their mobile phones and save in fees compared to sending money overseas via conventional remittance route. 
Samsung Electronics Co. said Wednesday that it has begun the beta version overseas remittance service on its mobile payment system Samsung Pay in partnership with local foreign money transfer operators Hanpass and Sentbe. The beta service will be available in 17 countries including the United States, China, and Japan. The company plans to gradually expand the service to other countries as well as add more partners. 
The company said it was able to cut the remittance service fee sharply by the use of pre-funding and pooling methods. Pre-fund model refers to an arrangement that the remitting agent keeps a certain amount of money with an intermediate agent and sends money to the final recipient account upon customer’s request. Pooling method is sending money in a pool instead of separate transactions. Both methods do not go through traditional overseas remittance network or intermediary institution, resulting in much lower overseas remittance fee. 
To transfer money overseas, Samsung Pay users can use one’s existing bank account, rather than setting up a new account. The remittance service will be offered in various formats including cash pick up at an agent and direct transfer to a specific account. 
The launch of Samsung Pay’s overseas remittance service comes after the South Korean government in December decided to revise the foreign exchange act to allow domestic platform service providers like Samsung Pay to partner with foreign money transfer operators to offer overseas remittance services.