Samsung Pay теперь поддерживает Pay Pal на глобальном уровне

О заключении партнёрства Samsung и компания PayPal объявили в июле прошлого года, но пользоваться услугами Pay Pal клиенты платёжного серсвиса Samsung Pay до недавнего времени могли только на территории США. Теперь же официально объявлено, что использовать Pay Pal в качестве способа оплаты можно везде, где работает Samsung Pay (а это более 20 крупнейших стран мира).
Клиенты Samsung Pay могут использовать учётную запись PayPal, с которой связана дебетовая карта или банковский счёт из кошелька PayPal, для оплаты товаров и услуг в различных торговых точках. При этом они ещё будут зарабатывать бонусы Samsung Rewards, начисляемые за использование Samsung Pay. Это очень удобно для потребителей, поскольку Samsung Pay работает как с протоколом NFC, так и с MST, то есть практически везде, где можно было бы использовать обычную банковскую карту.
Чтобы создать виртуальную карту PayPal в настройках Samsung Pay совместимого смартфона или смарт-часов достаточно нажать «+» в правой верхней части главного экрана Samsung Pay и выбрать команду «Добавить PayPal» в разделе «Добавить платёжную карту». Если у вас включена опция One Touch, учётная запись будет подключена. Если нет, нужно будет ввести данные учётной записи. Затем нужно нажать «Далее», ввести PIN-код для покупок в магазине и выбрать источник пополнения счёта. После нажатия «Agree & Continue» можно начинать совершать покупки.
В официальном пресс-релизе PayPal напоминает, что при использовании совместимого смартфона и TIZEN-часов Samsung фактические платёжные данные торговой точке не передаются. Вместо этого PayPal запускает токенизацию, передавая номер виртуального счёта. Кроме того, Samsung Pay обеспечивает дополнительную защиту по сравнению с физическими картами благодаря многоуровневой проверке, включающей биометрическую аутентификацию.
Авторитетный журнал Business Insider сообщает, что среднее количество транзакций в день у Samsung Pay составялет 1,3, в то время как у конкурирующих систем от Google и Apple 0,7 и 0,6 соответственно (данные за 2017-й год). По мнению экспертов, союз с PayPal позволит Samsung укрепить свои позиции на глобальном рынке мобильных платёжных систем.  

PayPal officially launches Samsung Pay partnership

PayPal this week officially launched its partnership with Samsung Pay, which will enable consumers to use PayPal within Samsung Pay and make purchases at the millions of retailers that accept Samsung Pay.
Samsung Pay users can load their PayPal account with the debit card or bank account found in their PayPal Wallet for use in-store - all while continuing to earn Samsung Rewards points. It’s convenient for U.S. consumers, because Samsung Pay works with both NFC and MST—that is, it works almost anywhere you can swipe or tap a card.
PayPal announced the partnership in July.
The partnership enables Samsung Pay users to load their PayPal account with the debit card or bank account found in their PayPal Wallet for use in-store while continuing to earn Samsung Rewards points.
To create a PayPal top-up card within Samsung Pay, users:

Tap "+" on upper right hand of Samsung Pay home screen.
Select "Add PayPal" in the "Add payment card section."
If One Touch is enabled, the account will be provisioned. If not, a user will need to input their account credentials.
Press "Next" and enter a PIN for in-store purchases.
Select a debit or bank funding source to top-up the account.
Press "Agree & Continue."

Don’t worry - when you use your phone to pay in stores, PayPal doesn’t send your actual payment information to merchants. Instead we use a virtual account number leveraging tokenization to represent your account info – so your specific payment information isn’t shared with the merchant. In addition, Samsung Pay offers greater peace of mind for customers and merchants than plastic cards thanks to a multi-level approach to security that includes biometric authentication, tokenization of payment credentials and Samsung’s Knox security platform.
By making it easier for any of PayPal's 227 million customers with Samsung phones to access the wallet, and eliminating the need to make a choice between two parties, Samsung could drive business to its wallet. That presents a big volume opportunity for Samsung Pay, since its likely these customers will stay engaged and form habits around the wallet.

Сервис Samsung Pay добавил поддержку PayPal

Samsung Electronics сообщает о начале работы своего платёжного сервиса Samsung Pay с PayPal. Теперь пользователи Samsung Pay смогут использовать PayPal в качестве платёжного средства везде, где работает Samsung Pay: приложения, онлайн, магазины.
На этот момент доступ к PayPal появился у всех пользователей Samsung Pay в США, а в ближайшее время планируется запуск и в других странах.
В России Samsung Pay был запущен 28 сентября 2016 года. Сейчас услуга доступна держателям карт, выпущенных следующими банками и финансовыми организациями: Альфа-Банк, банк «Санкт-Петербург», «АК Барс», Бинбанк, ВТБ24, МТС и МТС Банк, Банк Открытие, Райффайзенбанк, Рокетбанк, Банк Русский Стандарт, Сбербанк, Банк Тинькофф, Точка, и Яндекс.Деньги.
Samsung Pay с поддержкой NFC и MST доступен владельцам смартфонов Galaxy S8, S8+, Galaxy A7, A5, A3 (2017), Galaxy S7, edge, Galaxy S6 edge+, Galaxy Note 5, Galaxy A5 (2016) и A7 (2016), TIZEN-часов Samsung Gear S3 classic и Gear S3 frontier, а также для Galaxy S6 /S6 edge (только по протоколу NFC).
Напомним, что в настоящее время самый передовой мобильный платёжный сервис Samsung Pay доступен в 18-ти странах: Южная Корея, США, Китай, Сингапур, Австралия, Пуэрто Рико, Бразилия, Россия, Таиланд, Малайзия, Индия, Швеция, Объединённые Арабские Эмираты (ОАЕ), Швейцария, Тайвань, Гонконг, Великобритания.

Samsung Pay Announces Partnership to Allow Users to Pay via PayPal

Samsung Pay users will be able to use PayPal as a payment method In-App, Online and In-Store

Samsung Electronics today announced an expanded strategic partnership with PayPal Holdings, Inc., adding PayPal as a payment method within Samsung Pay wherever Samsung Pay is accepted – in-app, online and in-store. Access to PayPal will be available for all Samsung Pay users in the United States and will expand to other countries soon. Additionally, through Braintree, a PayPal service, merchants will be able to accept Samsung Pay as a method of payment in-app and online.

Bringing More Benefits to Samsung Pay Users

Customers will be able to use their Samsung Pay to access and use their PayPal wallet, letting them make a payment in millions of stores. Users simply add their PayPal account to Samsung Pay, and can then spend the balance anywhere Samsung Pay is accepted . Additionally, users will continue to benefit from Samsung Pay’s unique value-added services, including gift cards, membership and loyalty cards.
Thanks to Samsung’s NFC and proprietary MST technology, Samsung Pay is the most widely-accepted mobile payment platform on the market and works almost anywhere you can swipe or tap a card today. Now, with the integration of PayPal wallet, customers can continue to use Samsung Pay in the most convenient way possible.

Benefits to Merchant Partners

Additionally, Samsung Pay will be available via Braintree Direct, allowing merchants to accept Samsung Pay as a payment method. With just a few lines of code, merchants will be able to easily integrate Samsung Pay, offering their customers greater flexibility in how they pay and reducing friction through faster and more secure checkout experiences.

Strategic Partnerships

This strategic partnership between Samsung and PayPal will mutually benefit both organizations’ customers. PayPal users will now be able to use their PayPal wallet for offline payment transactions at millions of merchants where Samsung Pay is currently accepted, while Samsung Pay customers can leverage PayPal’s Braintree assets for easier online checkout.
“At Samsung, we pride ourselves on our open model of partnership and collaboration, which helps us deliver the best experiences to our customers,” said Injong Rhee, CTO and Head of R&D, Software and Services of the Mobile Communications Business, Samsung Electronics. “We are excited to be partnering with PayPal, one of the largest payment platforms in the world, to offer our global consumers a richer mobile wallet experience. This partnership furthers our commitment to providing customers with a more convenient payment experience that is simple, secure and available almost anywhere.”
“At PayPal, we are focused on creating the best mobile commerce experiences for our customers, and partnering with technology leaders, like Samsung, to create experiences that our millions of joint customers love and can utilize no matter where they shop,” said Bill Ready, PayPal’s Chief Operating Officer. “By adding PayPal to Samsung Pay, we will combine Samsung’s ubiquitous payment solution with PayPal’s seamless and secure mobile wallet – delivering easy access to a simple, secure payment experience.”

Simple, Secure and Almost Anywhere

In addition to helping reduce form fill friction, merchants and users will continue to benefit from the simple, secure and easy to use features of Samsung Pay:

* Simple: To make a payment with Samsung Pay, simply swipe up from the home button, scan a fingerprint or verify with iris scanning1 (which can be different from the authentication registered to unlock the device), and tap the back of the phone on a POS machine.
* Secure: Samsung Pay is built with three levels of security— biometric authentication, card tokenization and Samsung’s comprehensive mobile security platform, Samsung Knox, providing multi-layered protection from the device down to its kernel. In case users lose their phones, the FMM (Find My Mobile) feature enables users to lock Samsung Pay remotely with a preset password.
* Accepted Almost Anywhere: Samsung Pay works with Near Field Communication (NFC) as well as with Samsung’s patented Magnetic Secure Transmission (MST) technology. MST replicates a card swipe by wirelessly transmitting magnetic waves from the supported Samsung device to a standard card reader, allowing Samsung Pay to work almost anywhere cards are accepted.

1*Iris scanning is currently only supported on the Galaxy S8 and S8+ and biometric authentications may vary by market conditions.

About Samsung Pay

Samsung Pay, a mobile payment service from Samsung Electronics, is simple, safe and available almost anywhere you can swipe or tap your card. Combining NFC (Near Field Communication) with Samsung’s proprietary MST (Magnetic Secure Transmission) technologies, Samsung Pay provides consumers a way to pay almost anywhere you can swipe or tap a card at merchant locations. Samsung continues to strategically expand its partnership ecosystem for Samsung Pay to provide greater flexibility, access, and choice for customers while enabling an easy and safe payment experience. Samsung Pay is now available in 18 markets, including South Korea, the United States, China, Spain, Singapore, Australia, Puerto Rico, Brazil, Russia, Thailand, Malaysia, India, Sweden, the UAE, Switzerland, Taiwan, Hong Kong and the U.K.